How much could your new HVAC system cost after installation?

HVAC system costs don’t stop at install – we’ll be honest. In fact, the most affordable systems to install are not guaranteed to be the cheapest to operate and keep up. Many variables contribute to the cost of operating your HVAC system including your energy bill costs, maintenance and upkeep for the system itself, cost of new filters, regional climate, personal temperature preferences and beyond. While the charts below cannot anticipate all variables, they will give you an idea of the costs associated with the operation of your new system and what you can expect to save.

Savings Based on SEER Rating

SEER (Seasonal Energy Efficiency Ratio) rates the efficiency of your cooling system. The higher the SEER, the greater your energy savings on your electric cost attributable to HVAC. Here is an HVAC cost calculator.

  13 SEER 14 SEER 15 SEER 16 SEER
1 yr $665 $617 $576 $540
2 yr $665 $617 $576 $540
3 yr $665 $617 $576 $540
4 yr $665 $617 $576 $540
5 yr $665 $617 $576 $540
Total: $3325 $3085 $2880 $2700
You save: $240 $445 $625

Savings Based on AFUE Rating

AFUE (Annual Fuel Utilization Efficiency) shows the amount of fuel used by a furnace. The higher the AFUE, the greater your gas cost savings.

0% Savings 9% Savings 15% Savings 20% Savings 29% Savings 31% Savings 33% Savings

Now that you better understand the full breakdown of costs associated with an HVAC system, get an Instant Quote for the Payne heating and cooling system that’s right for you. Our Instant Quotes provide a guaranteed price for the system that best suits your home and access to a hand-selected group of local dealers who are Energy Star compliant and committed to your comfort.

Learn more by reading our Installation Cost Guide.


Note: This savings chart is meant to be used as a reference. Actual cost breakdowns can and will vary depending on the conditions of your climate, the type of structure you are cooling or heating, the efficiencies of your ductwork and the capacity of your usage. This chart is meant to be a reference for your estimation and budgeting and should not standalone to motivate your purchase decision. For more information on the variables involved in operating your HVAC system, please speak with your local, certified Payne dealer or contact us!